Justo founded ALTTARO in December 2013. Previously, he worked at BBVA for 14 years, holding different responsibility positions within the Corporate & Investment Banking area.
He was Global Head of Corporate Lending and, previously, Justo was Global Head of Loan Syndicate & Sales and Head of Credit Markets within the Global Markets division at BBVA.
Justo started his professional career at JP Morgan where he was responsible for Credit trading for both Primary and Secondary Spanish Market.
He was also Vice Chairman and member of the Board of Directors of AIAF (Spanish Official Bond Credit Market) and member of the Board of Directors of Europea de Titulización (a leading Spanish securitization firm). He holds a Masters Science degree in Industrial Engineering at ICAI (Universidad Pontificia Comillas), a Masters Science in Industrial Organization by the University of Birmingham, and a Corporate Management programme by IESE.
Manuel joined ALTTARO as Director in March 2015. Previously, Manuel worked at Ahorro Corporación Financiera where he was responsible for the Real Estate Financing and Institutional Sales. Manuel started his banking career at Caixanova, where he was Head of Corporate Banking and Credit Risk (Madrid).
Manuel has also assumed several high responsibility positions at different Property Development and Real Estate companies.
He holds a degree in Business Administration by Universidad Autónoma de Madrid, and a Masters degree in Management of Property Development and Real Estate Companies by UNED and ICADE.
María Luz started her professional career at Arthur Andersen (currently Deloitte) and later moved to BBVA where she worked for 20 years in several responsibility positions within the Corporate & Investment Banking area Banking.
At BBVA she was Managing Director in Global Finance, being responsible for the origination of Corporate Loans, Leverage Finance, Project Finance and the Syndication & Distribution of these products, for clients in Spain and Portugal. She was previously Managing Director, responsible for Loan Syndication and Distribution for Europe, distributing to both financial institutions and institutional investors.
María Luz has been a professor in the Master of Banking and Financial Regulation at the University of Navarra and in the Executive Master in Infrastructure Financing and Energy of Elogos.
She holds a degree in Economic and Business Sciences, specializing in Financial and Actuarial Mathematics from the San Pablo CEU University and the Universidad Complutense of Madrid. She has a Management Development Program by IESE.
Javier joined ALTTARO as Associate Director in April 2014. Previously he worked at BBVA for 3 years in the Corporate Syndicated Lending team in Madrid.
He started his professional career in the Corporate Tax Services team at KPMG.
He has a bachelor degree in both Law and in Business Administration by CUNEF.
Teresa is responsible for Control and Compliance at ALTTARO. She has more than 20 years of experience in the Financial Sector, having held several roles of responsibility within the Control and Treasury and Capital Markets Audit.
Teresa was responsible for Treasury and Capital Markets Audit at Novagalicia Bank and previously she worked at Banco Santander within the Treasury Internal Audit. She started her career at Arthur Andersen in the Financial Sector division.
She has a bachelor degree in Economic and Business Science by ICADE, Member REA+REGA N. 7189 and is Chartered Auditor (ROAC member) nª 22825 ROAC.