Justo founded ALTTARO in December 2013. Previously, he worked at BBVA for 14 years, holding different responsibility positions within the Corporate & Investment Banking area.
He was Global Head of Corporate Lending and, previously, Justo was Global Head of Loan Syndicate & Sales and Head of Credit Markets within the Global Markets division at BBVA.
Justo started his professional career at JP Morgan where he was responsible for Credit trading for both Primary and Secondary Spanish Market.
He was also Vice Chairman and member of the Board of Directors of AIAF (Spanish Official Bond Credit Market) and member of the Board of Directors of Europea de Titulización (a leading Spanish securitization firm). He holds a Masters Science degree in Industrial Engineering at ICAI (Universidad Pontificia Comillas), a Masters Science in Industrial Organization by the University of Birmingham, and a Corporate Management programme by IESE.

Javier joined ALTTARO as Associate Director in April 2014. Previously he worked at BBVA for 3 years in the Corporate Syndicated Lending team in Madrid.
He started his professional career in the Corporate Tax Services team at KPMG.
He has a bachelor degree in both Law and in Business Administration by CUNEF.

María Luz started her professional career at Arthur Andersen (currently Deloitte) and later moved to BBVA where she worked for 20 years in several responsibility positions within the Corporate & Investment Banking area Banking.
At BBVA she was Managing Director in Global Finance, being responsible for the origination of Corporate Loans, Leverage Finance, Project Finance and the Syndication & Distribution of these products, for clients in Spain and Portugal. She was previously Managing Director, responsible for Loan Syndication and Distribution for Europe, distributing to both financial institutions and institutional investors.
María Luz has been a professor in the Master of Banking and Financial Regulation at the University of Navarra and in the Executive Master in Infrastructure Financing and Energy of Elogos.
She holds a degree in Economic and Business Sciences, specializing in Financial and Actuarial Mathematics from the San Pablo CEU University and the Universidad Complutense of Madrid. She has a Management Development Program by IESE.